Category: Insurance

Can Life Insurance Help You Cover Mortgage Payments?

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Not all of us afford immediately paying for a home. In most of cases, we own the home after many years of mortgage payments.  Making sure that the mortgage will be paid is crucial for the entire family. This is why everyone should protect his income and financial interests. Purchase life insurance and all these problems will be solved. By doing so, you ensure that the family will acquire sufficient funds to pay the remaining

Posted in Finance, Home and Family, Insurance

5 Reasons to Have Term Life Insurance if You Have Children!

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Your family and its welfare must be protected with the best term insurance. Read more about these 5 reasons to have term life insurance if you have children: Your children need protection until they are able to handle on their own. This is in fact the most important reason why you should get life insurance. You must be sure that your name and legacy will be carried away by the next generation. Do not leave

Posted in Finance, Insurance

No Medical Exam Life Insurance for High Cholesterol

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Having high levels of cholesterol usually implies having weight problems. Life insurance companies feel insecure about providing coverage to this type of people, due to numerous health problems associated with high cholesterol. Having more than 240mg/dl of total cholesterol means troubles for you. Heart problems occur often when the arteries are clogged by cholesterol made plaque. But the point of this blog is not to criticize and scare people. We want to help you find

Posted in Finance, Health and Fitness, Insurance

Is No Physical Term Life Insurance Advantageous for Senior Citizens?

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Most life insurance plans require medical underwriting. If you are afraid that testing will show signs of a new disease, you can apply for a no physical term life insurance policy. These plans do not require medical underwriting, so you do not have to take a blood and urine test. Many of our customers have asked: “Is no medical exam life insurance a good plan for senior citizens?” To answer this question, we must understand

Posted in Finance, Insurance, Retirement

3 Reasons to Compare Life Insurance Quotes!

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Comparing life insurance quotes is an effective method that will help you save money and time.  You can sit comfortable at home and browse online for quotes. We present you 3 reasons to compare life insurance quotes. 1)     It will help you select a policy affordable for you. In fact this is the main reason why people search first life insurance quotes. They do not want to make a mistake and apply for life insurance

Posted in Finance, Insurance

3 Tips for Buying No Medical Exam Life Insurance For Seniors!

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If you have just decided to apply for life insurance, but you are too old by traditional life insurance standards, you should apply for no exam life insurance. We offer you 3 tips for buying no medical exam life insurance for seniors: 1)     Do not deter too much or waste time. Wasting time is never a solution and by doing that you also lose the chance of finding good investment opportunities. Moreover, as you get

Posted in Finance, Insurance

No Medical Exam Term Life Insurance: How Does It Work?

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People choose to get life insurance for a variety of reasons. They want to make sure that the family will be able to cover the funeral costs and it will benefit of a stable income replacement for several years. Unfortunately not every individual is eligible for life insurance policies. The rates are based on actuarial tables and on the results of medical exams.  Without blood, urine and other tests, most companies will not negotiate. However,

Posted in Insurance

5 Tips For Finding Cheap No Medical Exam Term Life Insurance!

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If you are suffering of a disease, your only valid option for getting life insurance is no exam life insurance. Here you can read more about 5 tips for finding cheap no physical exam term life insurance. 1)     Do not procrastinate.  Delaying too much will seriously affect your chances of getting better premiums, or getting insurance at all. Unfortunately, many people think about purchasing life insurance when they are really old and it becomes difficult

Posted in Finance, Insurance

5 Advantages Of Having Life Insurance Without Medical Exams

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Many people choose no physical exam term life insurance. This policy provides short to medium term protection, but it have many advantages.  Everything you save now will be later used when money are urgently needed. Here you can find a list of 5 advantages of having life insurance without medical exams: 1)      General Acceptance. No medical exam policies were specially created for those that are too old or too sick. Without these policies, they will

Posted in Insurance

Can No Physical Term Life Insurance Cover Funeral Taxes?

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Since funeral prices have risen in the past few years, many people look for ways of covering burial costs during the life time. Such an opportunity is presented by purchasing no physical term life insurance. This type of insurance plan provides a death benefit after your death, which can be used by your loved ones to pay for your funeral services. How expensive is a funeral? A typical funeral can cost over $10,000, which is

Posted in Finance, Insurance

Term Life Insurance or Whole Life Insurance ?

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We should never neglect purchasing life insurance, it is a crucial contract that offers financial stability and protects the family in case of unfortunate events.  If you postpone this action for too long, you reduce the chances of getting the best premium rates on the market. As you grow older, you sense the need of having a life insurance, whether is term life insurance or whole life insurance, but a strict criterion in selecting the

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Leukemia Sufferers Are Still Entitled For Term Life No Exam

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Cancer has many forms, each of one more terrible than the other. Amongst the most common forms of cancer is leukemia, a horrible disease of the blood and bone marrow. The result is an abnormal increased number of white blood cells. Leukemia is a chronic, but treatable disease and you can eventually get rid of it.  It can be a long and exhausting process, but in the end you can win.  Unfortunately, not all cases

Posted in Health and Fitness, Insurance

Term Life Insurance For Patients Suffering From Hepatitis B

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To be diagnosed with hepatitis B is gruesome news, this terrible disease can produce long term effect and further complications can endanger the life of the patient.  But this disease is a slowly developing one, giving you time to act and take all means necessary to fight against it. Although money is not the first thing that comes in mind after hearing the news, you should never neglect the economical aspect and the consequences brought

Posted in Health and Fitness, Insurance

No Medical Exam Life Insurance and Bad Health Condition! Is it possible to get insured?

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We all want to live long and be healthy. But this is not always the case and in many situations, is not even our fault. We have a genetic defect that makes us sick or an accident leaves us with marks. Even if we are not in perfect condition we still long for a beneficial life insurance. But our pre-existing medical condition is greatly influencing the cost for term life insurance or whole life insurance.

Posted in Health and Fitness, Insurance

Is Term Life Insurance A Smart Investment For My Family Members?

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We are just mere mortals passing through an infinite universe. No one knows what future holds for us and all we can do is to prepare to face the consequences. In some cases, there are grim events that end up with injuries, disabilities and even our death. The best thing to do is to continue our life or to help our family and friends pass the critical moment.  In both cases, life insurance is needed

Posted in Finance, Insurance, Investing

Life Insurance for Single Women

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Life insurance is a product mostly designed for people who have financial dependents. However, single people can also purchase coverage in order to pay for their funerals or to support their loved ones and even to donate money, in case of unexpected death.  A young person can find the best term life insurance a lot easier because of good health and age. Life insurance and women Women can get life insurance at cheaper rates than

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Understanding Term Life Insurance No Exam

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Term life insurance no exam is the best if you are trying to get an affordable insurance policy. There are different policy and coverage amounts that you can choose from, and the one you select is determined by what your personal needs are. Because there is no medical exam needed, the application process is usually short and fast. Once you have finished the application process, approval is usually granted within twenty four hours, and your

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Agencies That Help You Find No Medical Life Insurance Companies

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Life insurance can be the sweetest investment you can venture in, more so if you have children as well as family members who depend on you. You should protect them by looking for term life insurance without physical. This life insurance will cover them in case you pass on. Currently, there are a number of agencies that are available to provide complimentary services in the insurance industry. These agents enable you to locate the companies

Posted in Finance, Insurance, Investing

Prepare to Acquire Term Life Insurance Online Quotes

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Getting life insurance cover means that the insurance company is taking a great risk since they will be liable for whatever may happen to you. It is for this very reason that the insurance companies decided to put up some measures to reduce the risks they take. Such measures include requirements for you to take a physical and medical examination. This has made many people, especially those suffering from terminal illnesses, distraught since it means

Posted in Insurance